Just remember that credit cash advances are really expensive, so it's best to avoid them unless you are in an emergency situation. If you cannot charge a lot, you won't get into trouble. I was told that the $12.00 fee was for "purchasing a service from them, and that was why I was, Generally it's an okay credit card for rebuilding your credit so far but some things are kind of ridiculous for example I submitted $250 in payments a week before Christmas so that I had no balance and that I would have extra Christmas money on there what they don't tell you is they decided to put like up to a 20-day hold because I did it through a checking account and they can hold the. By that yardstick, at least, 36% is not so bad. I applied for the credit card and was approved for a 300 limit. OMG!! In addition to that, you will be charged a fee equal to a quarter of the difference between your old and new limits. Hope this helps. . My credit is slowly recovering from student loans from when I was very young. Yet if I request a credit increase they hit me with more fees. your first year's annual fee is $79, and the monthly fees add up to $79.20. How do I get a First Premier Bank Platinum credit limit increase? the highest a "legitimate" lender can charge. And in all cases, First Premier fees hit 25% on the nose or just a hair short. say. To start off, they charged me a fee to enroll in the program that. I never ever heard of such nonsense. You can also make the request by phone (800-987-5521), or if you happen to live in South Dakota, at one of First Premier’s branch locations. They have absurd annual fee, monthly maintenance fee and their interest rate is very high . The First Premier Bank Mastercard does not allow you to get cash back when checking out at the register. ALL THE TIME. The important thing to remember about a deposit on a secured credit card is that as long as you hold up your end of the credit card agreement, you can get that money back when you close or upgrade the account. First Premier hits you with three kinds of fees just to have an account. They are the most terrible horrible And just terrible people, every one of them!!!! However, this does not influence our evaluations. It`s an amazing card, I love it, it`s the best. If you pay your bill in full every month, you don't get charged interest. Standard message rates apply. You will need a bank account with a debit card to perform this operation. The First PREMIER® Bank Credit Card is an unsecured credit card — meaning, it does not require a security deposit to access your line of credit. You will have to wait between 7 to 10 business days to receive it. Contacting the BBB. And no, you don't have to go into debt, and you don't have to pay interest. Honestly, this company really deserves zero stars and a big red flag. The First PREMIER Bank Credit Card has an extremely high APR and huge fees. immediately but had to file for a new social card, they explained I could use a written letter from my employer as well. No idea how to run a business. U want the card to come to you locked? I cancelled them both today. Please read the reviews before applying.. If you know your options and ask the right questions, you can find the best fit for your spending habits and goals. I hate Premier bankcard! I just got my card but I'm already having second thoughts. But it's still terrible. Then you will be able to withdraw the money available in your credit line minus the cash advance fee. I would not recommend this card to Satan himself. Every other company I've had encounters with have been very helpful. Customer service is atrocious too. Why not take it from balance on card. This is the first time Ive experienced this type of disrespect. NOT worth it I want to cancel but since its after hours I have to wait till Monday to do this. In the midst of a global pandemic they shut them down, well done First Premier, way to show support in what has clearly been a difficult year for many, nice ethics and corporate values. based on a recommendation from a friend who obviously did not do her homework. Trash service. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. 2 8%. Assuming that you’ve already obtained a cash advance PIN from First Premier (i.e., you’ve done a cash advance with this card before), it could either be a technical issue with the ATM or a sign that you didn’t have enough available credit to accommodate the amount of the transaction. Then u expected a refund from a credit card company within 3 days, and they are thieves? A refundable security deposit 3. Recently lost my job because of pandemic. Pre-qualified offers are not binding. when you close or upgrade the account. They helped me in payment deferrals during difficult times in covid. Paid balance in full and cancelled account. Credit Score. I called in and made payment arrangements for this billing cycle(mind you I haven't used the card in 4months, Ive been paying off my balance) I spoke with customer service about the fraudulent activity and she informed me I'll be issued out a new card and new information. Now I knew that they were going to charge a fee of $87 up front but 4 days after I had applied I started getting emails saying that I needed to pay $49 to activate the card and use the remaining line of credit.
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